Defined term	credit institution
Source	MiCA
Reference	Article 3(1), point (28)
Status	Published
Refresh rule	Regenerate after source legal-text changes

(28) ‘credit institution’ means a credit institution as defined in Article 4(1), point (1), of Regulation (EU) No 575/2013 and authorised under Directive 2013/36/EU;

MiCA, Article 3(1), point (28).

MiCA imports this definition from CRR.

(1) ‘credit institution’ means an undertaking the business of which consists of any of the following:

(a) to take deposits or other repayable funds from the public and to grant credits for its own account;

(b) to carry out any of the activities referred to in points (3) and (6) of Section A of Annex I to Directive 2014/65/EU, where the Article 4(1), point (1), asset-threshold conditions are met and the undertaking is not excluded by that point;

Open CRR definition page

1. MiCA Article 3(1), point (28)
2. CRR Article 4(1), point (1)

• Article 10
• Article 16
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• Article 24
• Article 36
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• Article 143
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